Pocket PnL Get the app
Expense and income tracker for iPhone

Log it in seconds. Keep it to yourself.

Pocket PnL tracks what you earn and what you spend. There's no account to make, no bank to connect and no ads, and your entries sync through your own iCloud, where we can't see them.

Download on the App Store

Free on iPhone. Needs iOS 17 or later.

Today 7 transactions
+718.45
Today's balance

  • Noodle House7:12 PM · Restaurants−34.90
  • New jeans5:20 PM · Retail−89.20
  • Gas4:15 PM · Gas−58.40

A working copy of the Today screen. Nothing you type here leaves this page.

What Pocket PnL leaves out, and what it keeps

  • −account
  • −bank login
  • −ads
  • −our servers
  • +your iCloud
  • +works offline
  • +CSV export
Features

Quick to log. Easy to look back on.

Most days you'll open Pocket PnL for a few seconds to add something. Now and then you'll want to know where a month went. The app is built for both.

Quick Add

Type it or say it, the way you'd tell a friend

Say "I made eighty dollars working four hours" and Quick Add drafts +$80.00 for 4 hours of work. You check it and tap Save. It reads number words, hourly pay and the tags you've made, and speech is transcribed on your iPhone when the device supports it.

More about Quick Add
Quick Add turning the spoken sentence about eighty dollars for four hours of work into an $80.00 income entry
Receipt scanner PRO

Scan a receipt, then check what it read

Point the camera at a receipt, or pick a photo of one, and Pocket PnL reads the total, the store, the date and how you paid. It suggests a category from what you've logged at that store before, or from the kind of shop it is. Nothing saves until you tap Save, and the photo stays with the entry. Your first 5 receipts are free.

More about the receipt scanner
A new expense filled in from a receipt photo: minus 85.40 in the orb, the line Filled in from the receipt, today's balance going from plus 718.45 to plus 633.05, the store Corner Grocer with the receipt photo beside it, and Groceries and Point of Sale picked
Calendar

Every day shows its net

The month view puts each day's total in its square, so an expensive week is easy to spot. Tap a day to see its entries. Under the grid, this month sits next to last month so you can see the change.

More about the calendar
Calendar for August with each day's net income or spending and a month total of plus $1,527.62
Stats

See where it went

Spending by tag, income against expenses with the share you saved, a trend line and a breakdown by card. Step back through any week, month or year, and hide the charts you don't use.

More about stats
Stats with a donut chart of 2026 spending by tag, led by rent and groceries, and a rising trend line
Net worth

Your net worth, kept current by what you log

Tell Pocket PnL what you had on one date. Every entry after that moves the number, and the chart shows how it changed month by month, all without a bank login.

More about net worth
Net worth of $50,864, up $26,863.58 since September 20, 2025, with a rising chart and monthly changes

Recurring entries

Rent, pay and subscriptions log themselves on the day, and a banner tells you when they did.

Widgets and Siri

Five widgets for the Home Screen and Lock Screen, and phrases like "Log an expense in Pocket PnL".

31 currencies

Log in another currency and the app converts it to yours, keeping the original amount and rate.

CSV export

Take everything, a year, a month or any range into Numbers, Excel or Google Sheets.

Search and totals

Search notes, tags, amounts and dates, filter by card or payment method, and total what you select.

Daily reminders

Up to five a day, scheduled on your iPhone with no push server involved.

Themes and icons

Dark, Light, Midnight and Ice, and four app icons to pick from.

Seven languages

English, French, German, Italian, Japanese, Portuguese and Spanish.

Privacy

Your money data stays between your iPhone and your iCloud

Pocket PnL has no account system and no server of ours. Entries save on your iPhone first and sync through your private iCloud database, which only your Apple Account can read.

  • Apple's iCloudTo sync your entries to your own private storage.
  • A public exchange-rate serviceOnly when you log a foreign currency. It receives two currency codes and a date, never your amounts or notes.
  • The App StoreOnly if you look at or buy Pro. Apple handles the purchase.

This website works the same way: no cookies, no analytics, nothing loaded from another company. Read the privacy policy

Where your entries go Your iPhone and your iCloud sync with each other. Pocket PnL's developer has no connection to either. Your iPhone saves every entry first Your iCloud private database sync Pocket PnL's developer no server, no copy, no access
Pricing

Free to log. Pro if you want receipts.

Free

$0

Everything you log with, with no time limit.

  • Unlimited entries by tapping, typing or speaking
  • Calendar, stats and net worth
  • Recurring entries and daily reminders
  • Widgets and Siri Shortcuts
  • iCloud sync and CSV export

No ads and no account.

Pocket PnL Pro

$29.99 once, or $9.99 a year

For receipts and sharing.

  • Scan receipts to fill in entries
  • Keep a receipt photo with any entry
  • Share an entry as an image

Your first 5 receipts are free. Prices are in US dollars; Apple sets them in other countries. Pricing details

Questions

Common questions

Do I need an account?

No. Open the app and start logging. There's no sign-up, email or password, and nothing to log in to.

Does it connect to my bank?

No. You add entries yourself by tapping, typing or speaking, or by scanning a receipt with Pro. Nothing in the app asks for a bank login. Why that can be a good thing

Is Pocket PnL free?

Logging, stats, net worth, sync and export are free with no time limit. Pro adds receipts and image sharing for $29.99 once or $9.99 a year, and your first 5 receipts are free. No subscription needed

Does it work offline?

Yes. Every entry saves to your iPhone right away and syncs to iCloud when you're back online. A status row in Settings shows what has synced.

Can I get my data out?

Yes. Export everything, a year, a month or a custom range as a CSV file for Numbers, Excel or Google Sheets.

Is there an Android version?

Not yet. Pocket PnL is on iPhone only for now.

Start with today's coffee.

There's no account to make first. Open the app, tap minus and type the amount.

Download on the App Store

Free on iPhone. Needs iOS 17 or later.